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      Home > Quizzes and Fun Tests > Miscellaneous Quizzes > Personal Checks Quiz

 Follow QuizMoz on Twitter  Personal Checks Quiz

Welcome to the QuizMoz Personal Checks Quiz. QuizMoz offers one of the Internet's largest collection of quizzes for you to tease your brain and pit your wits against the experienced QuizMoz quiz masters. Go ahead and find out what you know about yourself and the world around you. Best of luck!!

Coverage
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Personal Checks is based on the bank checks, better known as cheques in most parts of the world. Most of us have used checks/cheques for one or the other purpose. Take the quiz and test your knowledge about checks.
1. A cheque (or check — USA) is a negotiable instrument instructing a financial institution to pay a specific amount of a specific currency from a specified demand account held in the maker/depositor's name with that institution.
a.True
b.False
2. The most common spellings of the word (in all its senses) were check, checque, and cheque from the 1600s until the 1900s.
a.True
b.False
3. Which of following can be done via cheques?
a.Withdraw cash
b.Make a payment
c.Funds Transfer
d.All of them
4. The ancient Romans are believed to have used an early form of cheque known as praescriptiones in the first century BC.
a.True
b.False
5. Which of the following are included on checks/cheques?
a.Place of Issue
b.Cheque Number
c.Amount
d.All of them
6. A cheque is generally valid indefinitely or for six months after the date of issue unless otherwise indicated; this varies depending on where the cheque is drawn.
a.True
b.False
7. Which of the following is true regarding checks?
a.In the USA and some other countries, cheques contain a memo line where the purpose of the cheque can be indicated as a convenience without affecting the official parts of the cheque.
b.In Britain notes are often written on the reverse side
c.Both a and b
d.Neither a nor b
8. Oversized cheques are often used in public events such as donating money to charity or giving out prizes such as Publishers Clearing House.
a.True
b.False
9. Which of the following is a type of cheque in US?
a.An order check
b.A bearer check
c.A counter check
d.All of them
10. Since cheques include significant personal information (name, account number, signature and in some countries driver's license number, the address and/or phone number of the account holder), they can be used for fraud, specifically identity theft.
a.True
b.False
11. Being paper-based, cheques are costly for banks to process in comparison to electronic payments, so banks in many countries now discourage the use of cheques, either by charging for cheques or by making the alternatives more attractive to customers.
a.True
b.False
12. In the United States, cheques are governed by Article 3 of the Uniform Commercial Code.
a.True
b.False
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